Contractor Mortgages – Mortgages for Self Employed Uk
We can help all contractors obtain a mortgage.
Not only does CISMortgage.co.uk specialise in mortgages for those contractors paid through the Construction Industry Scheme. Our expert contractor mortgage advisors can apply the same set of rules to any self-employed in UK that works as a contractor.
Most mortgage lenders do not recognise the true Gross value of a Contractor’s earnings, and will probably ask you for detailed accounts, projections, and endless paperwork from HMRC. Our self employed mortgage brokers in UK can use the day rate of your contract to calculate your mortgage borrowing potential. If you are not in the construction Industry, but have a contract for at least 6 months with one firm, and can evidence that you have a history working in your chosen field, then we can help you today. Get in touch with our self employed mortgage advisors for an instant decision on a contractor mortgage.
Self-employed contractor for less than 1 year?
For those of you that have chosen to be your own boss and leave your employed job to become self employed, CIS Morgage,co.uk can still help you obtain a contractor mortgage to buy your next home. If you have just started out as self employed and have been given a contract with at least 6 months left on it, our mortgage experts have the knowledge and experience to place your mortgage with the right contractor mortgage lender.
Contact us today and see if you qualify for a contractor mortgage.
Speak to one of our team and we will establish what type of contractor you are and advise you of the best mortgage for your circumstances. There are lots of different types of contractors and as there are more than 90 mortgage lenders in the UK, they all have different lending criteria and different ways to assess your income. Whether you work under an Umbrella Company, are an IT contractor, Engineering Contractor, or Agency worker, we will be able to find the right mortgage for Self Employed UK for your individual circumstances.