Caroline is a CIS Painter and Decorator, who received a mortgage offer with just a 5% deposit.
She had been an employed decorator for 3 years, but had recently decided to become self-employed, and all the banks she contacted told her they needed a 2-year self-employed trading history.
One of our specialist CIS mortgage advisors was able to find a lender who was happy to include the time Caroline had spent as an employee in a similar role, and she was able to buy her first home without her having to wait up to a year.
I had been considering getting a mortgage for a while, but working in construction, you hear all sorts of horror stories about people requiring 3 years accounts. I searched ‘cis mortgages’ and had a chat with David. Then I sent over my details and next thing you know I had a decision in principle. It took no time at all!
My broker guided me through the whole process, even sorting out my building and contents and life cover. I did see if I could get it cheaper, but I couldn't. I hope many more people get to hear about this service. It has gone above and beyond what I expected
We'd like to thank David for all of his help and sound advice when helping us to secure a new mortgage deal. We didn't have the simplest situation with our credit scores not being the best due to historical issues and were therefore anxious about the whole process. We needn't have been! David explained everything to us, every step of the way and ensured we had a plan B in place just in case. Luckily we didn't need it, our new deal completed and we are very happy with our new deal. Thank you David. Highly recommended.