Subcontractor Mortgage
08000 306705
Subcontractor Mortgage Advice
08000 306705

Just a few of our recent success stories

We specialise in helping CIS contractors, the self-employed and independent contractors to obtain a mortgage. 

If you fall into one of these groups then you may have found it challenging to get a mortgage confirmed? 

Many brokers, and High Street lenders, don't understand the CIS Scheme, so those working under these particular employment terms can find it a real battle to find a lender able to help.

That's where we come in. find the right mortgage for your circumstances.

Our experienced mortgage advisors know the lenders, understand the CIS Scheme, and work to ensure you get the right deal possible. 

Every one of our advisors has been carefully vetted: after all, we can only build a successful business if we achieve the right result for our customers. 

  • We can help you get a mortgage based on your total earnings, not just your salary
  • We can help if you've got accounts for less than two years as a contractor
  • We can help if you've been self-employed for less than a year
  • We can help if you've not been resident in the UK for at least three years
  • We can help even if you've only saved a 5% deposit.


Our client case studies illustrate recent scenarios where we have been able to help clients just like you to secure their new home. It could be you next!


Chris was getting nowhere alone! When he approached us for help, he had already been declined by most...
Read More
Pawel had been told by his own bank that there would be no problem in obtaining a...
Read More
Adrian had lived in the UK for 18 months, working as a CIS carpenter. 
He initially approached a major...
Read More
Caroline is a CIS Painter and Decorator, who received a mortgage offer with just a 5% deposit. 
She had...
Read More
Your home may be repossessed if you do not keep up repayments on your mortgage
Opening Hours
09.00 - 5.00PM
09.00 - 5.00PM
09.00 - 5.00PM
09.00 - 5.00PM
09.00 - 5.00PM
Contact Us
The internet is not a secure medium and the privacy of your data cannot be guaranteed. Please tick the methods of communication you would be happy to receive:
To comply with data protection regulations (2018), we are unable to store and use your information unless you give us your permission. Please select Yes to allow this. View our data protection policy for details
The information on this website is for use of residents of the United Kingdom only subject to UK regulatory regime. No representations are made as to whether the information is applicable in any other country which may have access to it.
CIS Mortgage Advice is a trade name of Just Mortgages Direct Ltd which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority
Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345

Website by Inspire Web Development