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Should I fix my mortgage for 2 or 5 years

09.04.2017
This article describes some of the important decisions that CIS Subcontractors need to make on there mortgage.
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The Problem for Self employed contractors

01.04.2017
Expert Mortgage Advice for Self Employed Contractors<br /><br />This is a very typical situation when you are a self employed contractor. You've finished your accounts for the year. Your accountant has deducted all your equipment, mobile phone costs and probably a few receipts for McDonalds for those 'away from home' expenses and now you have a nice low tax bill. However whether you are showing low net profit or you are a director of your own limited company and taking salary and dividend - the amount you are showing to the tax man is normally not a true reflection of your salary.<br /><br />
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Self Employed Mortgages

01.02.2017
Anyone who has ever been self employed will know that trying to get a mortgage can be a really difficult process. With strict criteria and banks that won’t even take you into consideration, you can feel like you have no options left. Some self employed workers have ended up renting property for long periods of time because they were so frustrated with the long-drawn out, complex process of applying for a mortgage.
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Contractor Mortgages

01.02.2017
Whether you are looking to buy your first home or you are hoping to move house, if you are a contractor then you should prepare yourself for the difficulties that contractors face when applying for a mortgage. High street bank are notorious for making the mortgage application process very hard for contractors. Some banks will decline without even the courtesy of having a conversation, there really is no personal touch when it comes to mortgage applications for contractors. The strict criteria that the banks apply for mortgage applications pretty much ensures that a large percentage of the applications will be declined.
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Construction Industry Mortgages

01.02.2017
Working in the construction sector has endless complications; from obtaining insurance to simply trying to buy a house. It would seem that life is never easy for someone working in the construction industry. The particularly annoying factor is that construction workers are essential to the economy and add a highly valuable contribution in terms of taxes etc. Wouldn’t it be nice if this would be taken seriously when it comes down to applying for loans such as mortgages?
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Self Employed Mortgages

23.01.2017
Despite the government now providing more support to encourage people into self-employment, banks do not seem to have taken much notice of the changing trend that has seen self-employment figures in the UK rise from 3.8 million in 2008 to 4.6 million in 2015
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Self employed mortgage – Some Advice

23.01.2017
Whether you have always been self employed, or you have recently moved into self employment, one thing you will probably know is that when it comes to getting a mortgage deal, your employment status can make it a more difficult process than if you were in permanent employment.
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Mortgages for contractors

23.01.2017
People think that contractors get the best of both worlds; the freedom to move between jobs/locations and the income that makes sure you can pay your bills and live a great lifestyle. However, when it comes to standard life events like applying for a mortgage, contractors are certainly not getting the good end of the bargain.
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